Final Expense


Features of Final Expense

  • No medical exam required
  • $2,500 – $100,000 in coverage
  • Typically issued either immediately, or within 48 hours
  • Premiums will never increase
  • Beneficiaries can use proceeds for any purpose

What is Needed to Apply

  • You can meet face to face or a phone interview with one of our final expense agents​

How Can We Help You

Price – We are an independent insurance agency and deal with all of the top final expense insurance companies.
Experience – We have a dedicated department that has specialized in issuing final expense polices for over 33 years.
Knowledge – We can answer any questions you may have and deal with the insurance companies on your behalf.
Speed – Policies are issued immediately or within 48 hours (depending on the insurance provider).

Why Consider Final Expense Insurance?

  • Proceeds for Paying Off Final Expense Debt – 
  • Supplement to Other Life Insurance Coverage 
  • Qualification, Even With Adverse Health Conditions 
  • No Medical Exam  

If you would like to know more about how final expense insurance can help cover your funeral costs, please give us a call.
If you’re over 60 and need money to cover your final expenses and funeral costs – final expense life insurance is a perfect fit. We understand that as we get older our health changes. We can find a plan regardless of your health conditions. 

Final Expense Cost 

We came up with this handy chart to help you see just how expensive death expenses can be. If you think you and your siblings will just be able to come up with money easily, you’re probably in for a surprise. Once you take a look at this chart, you’ll see why final expense insurance makes a whole lot of sense.

Casket and Vault - $3,700
Basic Funeral Services Fee - $2,000
Funeral Facilities Fee- $900
Embalming - $700
Body Preparation- $200
Service Car/Van - $100
Hearse - $300
Transfer of the Deceased- $300
Memorial Service - $150
Total Expense- $8,350

What Is The Cost Of Human Cremation?

The exact cost of human cremation depends on factors like the region, the type of cremation service you choose, the cost of casket or alternative container, price of cremation urn, the way you want to dispose of the ashes, etc. Thus, there is no standard cost of a cremation.

This is the least expensive method because it is a simple yet dignified way to prepare for the final disposition of the dead. According to the Cremation Research Council, the average cost of a direct cremation is $1,100.

This process does not include a traditional funeral service involving viewing of the body before cremation. Consequently, you do not need to spend on a casket and embalming of the body. You just require an alternative container for moving the corpse and make arrangements for getting the body cremated within a short time after death.